As a home buyer, where do we start?
Buying a home is one of the largest financial transactions you will make in your life, so there are many important things to consider when purchasing a home.
A home is more than 4 walls and a roof.
When I work with buyers, I will listen to your needs, wants and future plans. We will consider potential resale value, updates, location, and any other search criteria.
As an experienced REALTOR ® who as helped many buyers find their forever home, I'll be right there with you so you can buy with ease and confidence!
As a home buyer, where do we start?
Buying a home is one of the largest financial transactions you will make in your life, so there are many important things to consider when purchasing a home.
A home is more than 4 walls and a roof.
When I work with buyers, I will listen to your needs, wants and future plans. We will consider potential resale value, updates, location, and what will be required to make your house a home.
As an experienced REALTOR ® who as helped many buyers find their forever home, I'll be right there with you so you can buy with ease and confidence!
GUIDING YOU HOME - COMMUNICATION IS KEY!
We will review the major steps involved, from start to finish. There will be times when we will be communicating daily, even several times a day! That's okay.
Finally, with the knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details.
HOMES JUST LISTED HALIFAX-HRM
HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Equity
The process of determining the market value of a property.
Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Term
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
